CeMAP Mortgage & CPSP Specialist Finance Advisor
Graham Cox is the founder and director of Hub FS Limited, which trades as Self Employed Mortgage Hub. Specialising in mortgage and protection broking for busy company directors, partners and contractors, our mission is to help business owners save time, stress, and very often, money.
After working for several years for a leading UK video game software development company, Graham ventured into self-employment and entrepreneurship in 2008, launching a banner website advertising software business. Later, he built and ran an ecommerce childrens outdoor clothing business, before selling it in 2014.
In 2021, having worked in financial services lead generation for many years, Graham founded Hub FS Limited. He'd noticed the self-employed mortgage market was massively underserved by existing brokers, with a lack of information available to help business owners get a mortgage. And so SEMH was born.
Graham provides specialist mortgage and protection advice to busy entrepreneurs looking to buy residential or investment property, and is the author of the expert articles and guides on this website. He's a CeMAP Level 3 qualified mortgage and protection adviser, a LIBF Certified Practioner in Specialist Property Finance (CPSP) and member of the London Institute of Banking & Finance (MLIBF).
Regularly called upon by the UK press and media to provide the latest mortgage market analyis, Graham has been featured in The Telegraph, Daily Mail, FT Adviser, Independent and Evening Standard as well as many other national and regional publications. He's also made several guest radio appearances on LBC and BBC Bristol.
(see live blog update at 08:58 BST)
Our in-depth, essential guide to mortgages for company directors including the three different ways lenders assess income.
Learn how your LLP equity partner income is assessed, and how to give yourself the best chance of getting a great mortgage deal.
Use your gross day rate income to increase your maximum borrowing amount. Even with foreign income. Find out how.
Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home.
Some types of buy to let mortgages and bridging loans are not regulated by the Financial Conduct Authority.
King Mortgages Ltd is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference number 803561.
Registered address is: 3 Elder Wood Close, Snodland, Kent. ME6 5FH. Registered in England & Wales.
Registration Number is: 11163641
If you wish to register a complaint, please write to King Mortgages Ltd by emailing info@kingmortgages.co.uk. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request & if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK
